Barca lead Group D with a perfect record from three games, while Juventus remain three points behind thanks to a 2-1 win over Sporting Lisbon.A near 50-metre banner produced by the club called for “Dialogue, Respect, and Sport” before kick-off as Barca continued their plea for both sides of the political divide to reconcile their differences.“In such a complicated, difficult situation in Catalonia, Barcelona has to take a stand and our position is very clear – we want dialogue,” Barca president Josep Maria Bartomeu told Barca TV.“By speaking people understand each other and come to points of agreement.“We also ask for respect for everyone involved in such a complex situation in Catalonia and respect for Barca.“And finally sport because we are a sporting club, not just in football but basketball, hockey, handball and we will continue to compete on the field.”Catalonia’s separatist leader Carles Puigdemont must abandon his bid for independence from Spain on Thursday or face an unprecedented move by Madrid to seek a suspension of his region’s autonomy. Barca’s singing section also held up a banner reading ‘Freedom for Catalonia’, while there were habitual chants in favour of independence in the 17th minute of each half to mark the fall of Catalonia in the Spanish War of Succession in 1714.Those cries were briefly halted in the first period, though, as Barca went in front in the 18th minute when Nikolaou sliced Gerard Deulofeu’s cross into his own net.The club have supported Catalonia’s right to self-determination in a referendum, but stopped short of backing independence.Barca beat Las Palmas 3-0 behind closed doors on October 1 as a protest at the violent scenes across Catalonia, according to Bartomeu.However, the decision to go ahead with the match proved divisive as two Barca board members resigned in the aftermath and there were calls for Bartomeu to resign from supporters at the start of the second half.Barca announced on Tuesday representatives of pro-independence citizens’ groups Omnium Cultural and the Catalan National Assembly (ANC) were invited after their leaders Jordi Cuixart and Jordi Sanchez were detained on Monday on charges of sedition. However, both organisations refused that offer.– Messi scores free-kick –Barcelona team line up in the rain before the UEFA Champions League group D football match against Olympiacos at the Camp Nou stadium in Barcelona on Ocotber 18, 2017 © AFP / LLUIS GENEPique dominated headlines for his outspoken criticism of the police brutality on the day of the October 1 referendum and his subsequent treatment when on international duty with Spain as he was jeered.However, for once it was his performance on the pitch that was left open to criticism as he was stupidly sent off for slapping the ball into the net two minutes before half-time after picking up an early booking.Barca, though, shrugged off their numerical disadvantage as Messi scored his 100th goal in European competition and 97th in the Champions League on the hour mark.The Argentine dinked a free-kick towards goal, but needed the help of a poor effort from Olympiakos ‘keeper Silvio Proto, who merely helped the ball on its way into the net.Messi was involved again for Barca’s third three minutes later as his cutback was drilled home by Lucas Digne.Olympiakos pulled a goal back a minute from time as Nikolaou made amends for his earlier error with a towering header, but the Greeks remain rooted to the bottom of group without a point.0Shares0000(Visited 1 times, 1 visits today) 0Shares0000Barcelona’s Lionel Messi shoots to score his goal number 100 in a European competition during their UEFA Champions League match against Olympiacos FC at the Camp Nou stadium in Barcelona on Ocotber 18, 2017 © AFP / LLUIS GENEBarcelona, Spain, Oct 18 – Barcelona shrugged off an early Gerard Pique red card and the distractions of a first match at the Camp Nou since a violent crackdown of an independence referendum in Catalonia to beat Olympiakos 3-1 on Wednesday.A Dimitrios Nikolaou own goal and second-half strikes from Lionel Messi and Lucas Digne ensured a comfortable evening for the hosts on the field, while the political tension sweeping across Catalonia was seen in the stands despite a low turnout due to torrential rain.
*This blog post does not constitute, and should not be considered a substitute for legal or financial advice. Each financial situation is different, the advice provided is intended to be general. Please contact your financial or legal advisors for information specific to your situation.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) RelatedHow to Make a Budget Using the 50/20/30 Budgeting RuleJuly 20, 2016In “Saving”18 Budgeting Tips to Make Money Management EasyFebruary 6, 2019In “Budgeting”How to Budget for Living on Your Own for the First TimeJune 15, 2016In “Budgeting” My husband and I are meticulous budgeters. Every expense is categorized and accounted for, from our monthly Netflix bill to our yearly charity contributions. We even have separate accounts for discretionary purchases. So when we recently planned to move from our apartment in Denver to a newly-purchased home in Indianapolis, we assumed the budget we’d cooked up would be right on the nose.We were so, so wrong.It’s not that we went over budget by a catastrophic amount, but the amount of surprising little expenses we encountered was staggering. The act of moving your entire life across the country is so complicated that it becomes almost impossible to predict exactly how much money you’ll spend – and that’s assuming everything goes right. If your car dies on the highway or your new place isn’t ready when promised, it could end up spelling disaster for your budget.That’s why it’s so important to prepare for every little expense accordingly. You may never be able to account for all the variables, but you can ease the anxiety of moving by drawing up the most detailed budget possible.If you’re about to move, here are some surprise expenses you may encounter.Eating OutMy friend Ellie moved into a newly-purchased house a few weeks before we did. She mentioned that she and her husband had spent hundreds of dollars eating out during the course of their move. They still had a month left on their apartment lease after closing on their home, and they used that time to paint the new place, refinish the floors and complete minor repairs before moving in.During that time, they ate out almost every night. They were both so tired after working for hours on end that the idea of cooking a meal was just too exhausting – and food ended up being one of their largest moving expenses.I was really confident that my husband and I would be able to stay responsible about our eating habits during the move, but our experience has been exactly the same. We’ve been eating pizza, frozen meals and Chinese food more often than not.Even if you’re normally meticulous about meal planning, sometimes you just don’t feel like spending time in the kitchen after a long day of packing or installing light fixtures. With our new home still in shambles, I’d rather spend an hour assembling furniture or hanging up pictures than cooking a healthy and frugal meal.Eating out isn’t the only food-related expense we’ve encountered. When you move across the country like we did, you might have to leave behind groceries if there’s not enough room in your car or moving truck. Replacing that food adds up quickly.Food expenses can be hard to avoid, but you can mitigate the cost by asking friends and family for a little help. If you know someone who loves to cook, they may be willing to prepare frozen meals for you ahead of time to defrost as needed. Beyond that, just try to choose reasonably frugal options and settle back into a more sustainable routine as quickly as possible.Lost or Broken ItemsThe chances of losing or breaking something during a move is almost 100%. Sometimes it’s just a dinner plate or a picture frame – sometimes it’s your work computer or a rare antique vase. This expense is hard to predict and even harder to plan for, but there are some things you can do.If you’re moving on your own, Make sure to properly secure your items and take an inventory of everything important. It can help to separate everything by category and clearly label all your boxes. Set aside a hundred dollars or so in your budget to deal with anything getting damaged or lost.If you’re using movers, chances are they offer some form of insurance to cover damaged items, and some moving companies offer coverage with no extra charge. You’ll usually have to pay a deductible before the insurance kicks in, but that’s better than not being covered at all.Buying extra insurance when you’re renting a moving truck is also a good idea. You never know when you’ll accidentally scrape the truck backing out of the driveway or a stray rock will skip up and hit the windshield. Basic supplemental insurance costs approximately $100, but can save you from paying thousands in damages.Transportation ExpensesWhen calculating moving expenses, I forgot to add a significant category: gas. It sounds harmless – and might be if you’re just moving across town – but it can add up when you’re travelling across state lines.My husband and I share a 2005 Toyota Corolla that gets decent gas mileage, and the entire Denver-to-Indianapolis move only cost us $90 in fuel. What I failed to consider was the moving truck, which had much lower gas mileage at about 12 miles a gallon. We spent $322 on gas for the truck, an expense I definitely wasn’t planning on.If you’re moving a long distance like we were, and driving a car with poor gas mileage, remember to calculate those costs beforehand. I like using the GasBuddy Trip Calculator tool, which takes your car’s specific miles-per-gallon into account.It’s also a good idea to get a tune-up before you drive hundreds or thousands of miles. We paid for an oil change before the move and had the mechanic examine our car to make sure it wouldn’t break down on the highway.Even so, a few hours into the drive, our sedan’s check engine light came on. It ended up being a glitch, but a more serious issue could have cost hundreds or even thousands – and completely screwed up our moving timeline.Lost ProductivityUnless your company is transferring you across the country, you probably have to take time off work for a move. If you’re self-employed like my husband and I, moving takes up a lot of time during which you can’t work. We spent a whole week packing, driving to our new location, unpacking and decompressing from the stress.If your income will be affected by the move, make sure to factor that into your budget. Be generous when calculating how long the move will take, remembering that it usually ends up taking more time than you bargained for.Other ConsiderationsMoving doesn’t necessarily cost a lot because you have to rent a truck or pay for professional help – it’s all the little costs that add up into a full-blown budget disaster.Here are a few smaller surprise expenses we encountered:Tips for MoversWe hired movers to load up our moving truck in Denver, and then later to move us from our temporary apartment to our new house. We tipped the movers each time, $25 each in Denver and $40 in Indianapolis to account for 100 degree weather. That ended up totalling $115 in tips. Tipping is optional and some consider it unnecessary, but both sets of movers did a great job and I wanted to thank them for being careful with our possessions.If you’re going to hire movers, plan on tipping them unless they’re being blatantly lazy or reckless. At the very least, have some bottled water and snacks for them.SuppliesWe were lucky to have a friend who worked at a grocery store and rounded up enough boxes for the move. Unfortunately, we didn’t have enough blankets and towels to wrap our valuable and delicate items. We ended up buying blankets from the moving company the day of, costing $15 each and $75 in total.We also had to buy extra tape, a tape gun and a sturdy lock for the moving truck so our items wouldn’t get stolen. The total cost for those extra moving supplies was $105.Another minor purchase that we didn’t plan on was an air mattress. We packed up all our belongings the day before we moved, so we didn’t have a bed to sleep on. I rushed to Target to pick up a $50 air mattress. It wasn’t incredibly comfortable, but cheaper than a last-minute hotel room.Waiting Too Long to BookThe sooner you book a moving truck, the better. Prices increase the closer you get to the move, and you’ll end up paying hundreds more if you procrastinate. I learned this the hard way when I rented the truck for our 2015 cross-country move less than two weeks before the big day. Our total cost ended up being $1,210.Afterwards, a friend of mine told me she saved hundreds by booking months out. I tried her tactic when we moved out of Denver, reserving the truck in February for our May move. We booked the same size truck, used the same rental company, drove the same distance and paid $350 less.Plus, the moving truck company didn’t make us stick to our original moving date. We could change the day for free once we had the reservation. As soon as you decide you’re going to move, find a rental company and choose a reservation. You’ll save hundreds and won’t be scrambling at the last minute. Post navigation
BMW Fans Just May Be Coming Around To Tesla BMW Exec On Tesla’s Sale Ramp: It’s Putting Pressure On Segment ELECTRIC VEHICLE ‘NIGHTMARE’ IS HAUNTING BMWOver half a century ago, the auto industry fought against seat belts. Then, in the 1970s, they fought against smog regulations because of expensive catalytic converters. They also opposed other safety standards like airbags. Today, legacy automakers cling to diesel and fight against reducing emissions. The latest target of their displeasure and dismay? Well, it’s obvious — they complain about a transition to electric vehicles.Related Content: Above: Tesla’s Model 3, meanwhile, goes Pac-Man on BMW and the entire mid-size luxury sedan market* (Source: Reddit / Lord Zeekos via Twitter / Walter MacVane)An example, he claims, is cobalt. “When everybody wants to have cobalt, the prices of cobalt will not go down, they will go up,” Frölich predicts. Nevertheless, he says BMW is working to secure low prices for cobalt out until 2030. “We are the only ones who are doing that,” Frölich claims. Hmmm.Even though BMW plans to grow its portfolio of electrified vehicles, Frölich sounds anxious about leaving the gas-guzzling internal combustion engine behind. “So, it’s a nightmare that an electrified vehicle will cost the same as a combustion-engined car,” Frölich says. So, it’s no wonder BMW fans are backing away from the brand. And (more than) a few are coming around to Tesla.===Source: news.com.au / *Chart sourced from US sales data via Good Car Bad Car for September 2018 (Note: Tesla doesn’t break out sales by country, and the Model 3 tally assumes some deliveries to customers in Canada)*Editor’s Note: EVANNEX, which also sells aftermarket gear for Teslas, has kindly allowed us to share some of its content with our readers, free of charge. Our thanks go out to EVANNEX. Check out the site here. Let’s Look At Tesla Sales Against Rivals: BMW & Mercedes Author Liberty Access TechnologiesPosted on October 7, 2018Categories Electric Vehicle News *This article comes to us courtesy of EVANNEX (which also makes aftermarket Tesla accessories). Authored by Matt Pressman. The opinions expressed in these articles are not necessarily our own at InsideEVs. Above: Visions for the future differ from Tesla and BMW (Image: Teslarati)A recent example comes to us courtesy of BMW. John Carey (via news.com.au) sat down with Klaus Frölich, the 58-year-old BMW board member in charge of development. According to the senior BMW exec, electric vehicles will always be more costly than gas-burners. “No, no, no,” was Frölich’s reply when asked if EVs will ever equal the prices of equivalent conventional cars. “Never.”“It’s very simple,” says Frölich. In EVs with 90 to 100kWh battery packs, the cell cost alone will be $17,000 to $25,000. “You can produce whole cars, only with the cost of the battery,” he says. And Frölich doesn’t buy into the theory that when batteries are being produced in larger numbers, prices will fall. Instead, he deflects — noting certain materials in batteries which may become more expensive. Source: Electric Vehicle News