Your starbase is almost complete. All you need is a few more tons of ore. You could take the afternoon to mine it from an asteroid field, but you’ve heard of a Ska’ari who trades ore for cheap. So you message your alliance, use your connections to set up a meeting, and hop in your spacecraft. It’s good to have friends, even if they are virtual.An online science fiction game may not seem like the ideal place to study human behavior, but physicist Stefan Thurner has shown that the way people act in the virtual world isn’t so different from how they act in the real one. Thurner studies all sorts of complex systems at the Medical University of Vienna, so when one of his doctoral students just happened to create one of the most popular free browser-based games in Europe, Thurner suggested using the game, called Pardus, to study the spontaneous organization of people in a closed society. For almost three-and-a-half years, they monitored the interactions of roughly 7000 active players at one time within the game’s virtual world.Unlike in real life, Pardus players’ moves are tracked and their interactions are recorded automatically by the game. “We have information about everything,” Thurner says. “We know who is where at what point in time, … who exchanges things or money with whom, who is friends with whom, … who hates someone else, who collaborates with whom in entrepreneurial activities, who is in a criminal gang with whom, etc. Even though the society is artificial, it’s a human society.”Sign up for our daily newsletterGet more great content like this delivered right to you!Country *AfghanistanAland IslandsAlbaniaAlgeriaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia, Plurinational State ofBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongoCongo, The Democratic Republic of theCook IslandsCosta RicaCote D’IvoireCroatiaCubaCuraçaoCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEthiopiaFalkland Islands (Malvinas)Faroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and Mcdonald IslandsHoly See (Vatican City State)HondurasHong KongHungaryIcelandIndiaIndonesiaIran, Islamic Republic ofIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People’s Republic ofKorea, Republic ofKuwaitKyrgyzstanLao People’s Democratic RepublicLatviaLebanonLesothoLiberiaLibyan Arab JamahiriyaLiechtensteinLithuaniaLuxembourgMacaoMacedonia, The Former Yugoslav Republic ofMadagascarMalawiMalaysiaMaldivesMaliMaltaMartiniqueMauritaniaMauritiusMayotteMexicoMoldova, Republic ofMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorwayOmanPakistanPalestinianPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalQatarReunionRomaniaRussian FederationRWANDASaint Barthélemy Saint Helena, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint Martin (French part)Saint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint Maarten (Dutch part)SlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwazilandSwedenSwitzerlandSyrian Arab RepublicTaiwanTajikistanTanzania, United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuela, Bolivarian Republic ofVietnamVirgin Islands, BritishWallis and FutunaWestern SaharaYemenZambiaZimbabweI also wish to receive emails from AAAS/Science and Science advertisers, including information on products, services and special offers which may include but are not limited to news, careers information & upcoming events.Required fields are included by an asterisk(*)Thurner was especially interested in testing the theory in anthropology that there is a limit to the number of face-to-face relationships a person can maintain at once. “One hundred and fifty is the number of people you can have meaningful relationships with,” at least when you’re talking about real-world interactions, says Robin Dunbar, an anthropologist at the University of Oxford in the United Kingdom who discovered the limit and was not involved in the new work. “This turns out to be correlated with core areas of the brain,” particularly “the frontal lobes and the temporal lobes.” In other words, our brains aren’t large enough or interconnected enough to maintain an infinite number of personal relationships.Some scientists theorize that the so-called Dunbar’s number could be larger for online relationships, because the time it takes to have a social interaction is reduced when all you have to do is send a quick message, as opposed to meeting up for coffee, a meal, or a full day of activities. Pardus offered an interesting way to study this, Thurner says, because players can form different kinds of relationships with each other. In the game, players choose an official faction to join, which determines which side a player is on. Within these factions, players are able to communicate and create formal groups known as alliances. Players can also declare other players as friends. Thurner and his colleagues then used their data on interpersonal interactions to divide these friendships into two groups: close friends, or players who had declared friendship and communicated through private messaging, and acquaintances, or players who had designated each other as friends but did not message.Remarkably, though the game sets no constraints on the size of alliances, players organized themselves into social structures that matched those found in the real world. The largest alliance in Pardus was only 136 members, suggesting that the limit of 150 personal connections is an inherent part of our social psychology, Thurner and colleagues report this month in Scientific Reports.That’s not the only way relationships in Pardus mirrored offline friendships. In real life, we’re more emotionally invested in those we consider our close friends, creating smaller groups of relationships within our 150-person circle that we spend the most time and energy tending. Correspondingly, Pardus players invested more time interacting with friends they messaged, concentrating their social attention on close friends rather than distributing it among a larger web of acquaintances. Thurner suggests that we may characterize people into different groups in order to keep connections straight in our heads, but that “no one knows how this mental map is organized.” In this study, “we may have seen the first insight into how this is managed in humans.”“This is a good example of a paper that suggests a clear correspondence between how people behave in real life and virtual environments,” says social scientist James Ivory, who studies social and psychological aspects of people online at Virginia Polytechnic Institute and State University in Blacksburg. “People tend to behave like people, whether they’re in a prehistoric world, a business, a knitting group, or a video game. Instead of looking at behavior in video games as alien, what you basically have is a place where you can study people.”
BJP president Nitin Gadkari has gone hard on Home Minister P. Chidambaram. Firing on all cylinders, Gadkari has challenged Chidambaram to come clean on the 2G issue. In an interview to India Today Editorial Director M.J. Akbar on Aaj Tak’s Seedhi Baat, Gadkari claims to have proof that could embarrass Chidambaram. “Chidambaramji ko 2G spectrum ko clear karne ke liye bohot Lakshmi darshan hua hai (Chidambaramji’s palms have been greased in order to get the 2G spectrum nod.),” Gadkari told Aaj Tak, adding, the BJP MPs will soon provide the CBI evidence against him, seeking a probe. “Soon our MPs will go to the CBI and show them the evidence against Chidambaram, ask for an inquiry, lodge an FIR and take action against him,” Gadkari said. Gadkari alleged former telecom minister A. Raja and other corporate honchos currently in jail are not the sole beneficiaries of the 2G scam. Chidambaram too has a stake in it, the BJP chief says. “Chidambaram has signed at least 10 papers, relating to the clearances in the 2G spectrum, which shows he got money,” Gadkari says. Ironically, the allegation coincides with the Reliance Industries Limited or RIL’s apology for an employee’s remark against Chidambaram. RIL’s K.R. Raja, in a taped conversation with corporate lobbyist Niira Radia, had suggested that Chidambaram was a beneficiary in the 2G spectrum scam. Chidambaram had dismissed the allegations saying, the statements attributed to K. Ramachandran Raja are totally false and defamatory. The conversation between him and Ms Radia is reckless and malicious gossip, he had said. Chidambaram had sent a legal notice to the company. The Home minister is facing heat from all corners. Earlier this week, Tamil Nadu Chief Minister J. Jayalalithaa demanded his resignation on charges that he won his 2009 parliamentary election by fraudulent means and now the BJP is dragging him into the 2G scam. The Congress has stood by the minister, terming the allegations as baseless. But for BJP, the latest from the Radia tapes has given it new ammunition to target the UPA. For more news on India, click here.For more news on Business, click here.For more news on Movies, click here.For more news on Sports, click here.advertisement
Last week I was in Dallas speaking at a credit event and a frantic woman cornered me after one of my sessions and asked me the following series of questions:“My spouse is going to file for bankruptcy. We have joint accounts including credit cards and a car loan. What happens to our joint accounts if my spouse files for Chapter 7 Bankruptcy? How will that impact my credit reports and scores?”Where Bankruptcy Shows Up On Your Credit ReportThe decision to file bankruptcy is no doubt a difficult one. Not only does it leave your unprotected bank accounts at risk of being drained by creditors, but it’s also like rolling a hand grenade into your credit reports.A bankruptcy shows up on your credit report in two distinct places; the public records’ section and the “trade” section, where all of your credit accounts are listed.In the public records section the filing information will be listed. This includes the type of bankruptcy (Chapter 7 or Chapter 13), the date it was filed, and whether it was a joint or individual bankruptcy.In the trade section every debt that’s included in the bankruptcy will be listed as such, “Account included in bankruptcy.”Chapter 7 bankruptcies liquidate all statutorily dischargeable debts. They remain on your credit reports for 10 years from the filing date.Chapter 13 bankruptcies are for people who can afford to make some payment to satisfy their debts. After a few years of making payments to a trustee your debts will be discharged.13s remain on credit reports for 7 years from the discharge date, but not to exceed 10 years.The Bad NewsIf you have a joint debt with a spouse and that spouse decides to file for bankruptcy you are going to be unwillingly dragged into the mess, and not in a good way.Just because your spouse has discharged his debts doesn’t mean that the debt disappears. When you decided to become jointly liable for the debt you made a commitment to act as a liable party, which is why I don’t recommend co-signing for anything for anyone.When your spouse files for bankruptcy protection from his creditors they will no longer be legally allowed to attempt to collect the debt…from him.If they do continue to send bills, call him asking for payment or worse, hire a collection agency to collect the debt, then they’re likely violating the rules set forth by the U.S Bankruptcy code.They will, however, be able to continue to pursue you for payment of the debts. If your husband filed an individual bankruptcy the legal protection from creditors only applies to him, not to you.Your creditors, and yes they are your creditors as well, will undoubtedly continue to pursue you for payment on the debt. This can include negative credit reporting and aggressive collection activities.The Good NewsYour husband’s bankruptcy will not appear on your credit report. That’s the good news.That means the debts will also not be listed as being included in a bankruptcy. You’ll be able to protect your credit reports and credit scores but only if you choose to continue to make payments on the debts.If you stop making the payments, then it’s really no different than if they were your individual or “sole” debts. Late payments will begin to accrue, your credit scores will plummet, and the collectors will start hounding you for payments.In fact, you might be forced into bankruptcy as well. I always tell people that a bankruptcy isn’t always the worst option, but it should probably be your last.John Ulzheimer is the President of Consumer Education at SmartCredit.com, the credit blogger for Mint.com, and a contributor for the National Foundation for Credit Counseling. He is an expert on credit reporting, credit scoring and identity theft. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. The opinions expressed in his articles are his and not of Mint.com or Intuit. Follow John on Twitter. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) RelatedWhich Credit Bureau Will Give Me the Best Report?March 17, 2014In “Credit Info”How to Get Rid of Closed Accounts on Credit ReportsJanuary 13, 2014In “Credit Info”4 Things That Won’t Show Up On Your Credit ReportSeptember 23, 2013In “Credit Info” Post navigation
If you’ve ever longed for the futuristic closet in Clueless – or just dreamed of easily locating your shoes before work – look no further than your smart phone!While we can’t promise the supercharged conveyor-belt in Cher’s closet, we can set you up with a virtual way to manage your wardrobe like a boss.That way, you’ll stay organized, keep track of what you own and always be able to find that missing saddleback shoe.Here are five of our favorite closet-organization apps:StyliticsiPhone, Android (free)If you’re interested in coordinating your closet by color, style or pattern, this app makes that easy.Styliticsbasically takes the thought out of getting dressed (which can help make mornings less stressful). This app sends push notifications or “style alerts” giving you trend and weather updates.Bonus: Make sure you check out the outfit suggestion feature! Because the app keeps track of when a piece of clothing was last worn, it can actually suggests outfits for you based off how often you wear certain items.Good Housekeeping @HomeAndroid, iOS (free)If you’re looking to free up some room in your closet, this app is for you.Created by Good Housekeepingmagazine, this app includes step-by-step guides to help you clear clutter and advice on staying organized.BrightNestiPhone (free)BrightNest is more than a site full of helpful advice and how-tos. It’s also an app where you have the ability to save, favorite and schedule tasks (like organizing your closet!).Download the free app for easy guides on topics like de-cluttering your wardrobe, storing seasonal clothes and donating unwanted items.ClosetiPhone (free)Pick out an outfit or plan your vacation wardrobe without getting out of bed with this brand-new app!WithCloset, you can organize your clothes into categories (like winter, spring or dry-clean only), tag pieces as favorites, track how often you wear certain pieces and even estimate a cost-per-wear of each item.Our favorite part? You can create multiple closets in the same account, so you can keep the whole house organized!StyleBookiOS ($3.99)This app is closet organizer, wardrobe planner, packing list and inspiration library rolled into one.WhileStyleBook boasts over 90 features, we think its most valuable feature (MVF?) is the personalized Style Stats.You can see what pieces you wear the most and least, so when it’s time to audit your closet, you’ll know what items you should toss or donate.BrightNest is a free site that provides tools and tips to homeowners to help them save money, get organized and keep their homes in great shape. Sign up for a free BrightNest account today!Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) Related Post navigation
Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) Related I often hear women in their 20s and early 30s say they don’t have enough money to start investing.I don’t believe it!I believe everyone has enough money to start investing as long as they make it a priority.Unfortunately, most women at this age do not make investing a priority because they don’t really understand how it can help them in the long run.You see, investing in the stock market allows you to potentially grow your money at a higher rate than a savings account.And if you can grow your money faster than a savings account can, then over time you’ll have a lot more money for your various financial goals.How, you ask?Well, because compounding interest will be working in your favor. The best way to explain how compounding interest works is to understand the “Rule of 72.”The Rule of 72 is a great financial rule of thumb that basically tells you how many years it will take to double your money, given a specific interest rate.For example, if you have $10,000 and want to know how long it will take to double your money at a 2% interest rate, divide 2 into 72 and you get 36 years.If you take the same $10,000 and instead use an 8% interest rate, it will take nine years to double your money because 72/8=9.(I don’t know about you, but I prefer nine years over 36 years!)The more time you have to grow your money, the less money you need, because compounding interest will be hard at work for you.Here are some other tips to help you understand investing once and for all…The Rule of 115Divide 115 by your rate of return to calculate how many years it will take to triple your money.For example, if you have $5,000 today earning an 8% rate of return, you will have $15,000 14.4 years from now, and $45,000 28.8 years from now.This helps you understand the power of compounding interest and why it is critical to invest for your financial future.Diversify, Diversify, DiversifyIn life it’s important to not put all your eggs in one basket, and the same in true with your investments.One of the best ways to manage the risk of investing is to diversify your money across many different types of asset classes– i.e. large-cap stock, small-cap stock, emerging stock or bonds.That way, if one asset class performs poorly in any given year, there’s a chance that another asset class will perform well and balance out your losses.This helps smooth out the volatile roller coaster of investing, which will help you stay invested over the long haul.Timing the market is impossible!Frequently switching your investments, or buying and selling often to try to get in and out of the market at the so called “right time,” can really hurt your investment returns.Studies show that when investors do try to time the market, historical data suggests that they both ratchet up risk and lower risk at just the wrong times.Get this: from Dec. 31, 1991 to Dec. 31, 2011, the S&P 500 index had an average annual return of 7.81%.So if you had $10,000 at the start of this timeframe and left your money fully invested, by Dec. 31, 2011, your account would have grown to $45,032.If, however, you tried to time the market and missed out on the 10 best trading days during that same time period, your average annual return would have decreased to 4.13%, which equates to having only $22,474.1Investing in Mutual FundsA mutual fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets.In regular speak, you invest in one mutual fund and that mutual fund invests in lots of different stocks, bonds or money market investments.So right away you diversify your money across various companies, which can help reduce your risk.Invest AutomaticallyDollar-cost averaging is a fancy way to explain one of the easiest investing principles you can follow.When you dollar-cost average, you are investing a set amount of money every month regardless of what is going on in the stock market.For those of you investing in a 401k every pay period, you are already practicing dollar-cost averaging.By doing this, you can buy more shares when the prices are low and less shares when the prices are high. Over time, this should result in a lower cost per share.So, for those shoppers out there, it’s like buying more when things are on sale and less when things are full price, which should also be your goal with investing.Source: J.P. Morgan Asset management using data from Lipper.Disclosure:The Rules of 72 and 115 are mathematical concepts and do not guarantee investment results or function as a predictor of how an investment will perform. They are an approximation of the impact of a targeted rate of return. Investments are subject to fluctuating returns and there is no assurance that any investment will double or triple in value. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Brittney Castro, CERTIFIED FINANCIAL PLANNER™, entrepreneur and personal finance expert for women, is the Founder & CEO of Financially Wise Women, a Los Angeles based financial planning firm for women. She specializes in working with busy professional and entrepreneurial women who are passionate about life and want to gain clarity around their money. Brittney’s mission is to help women plan and create the life of their dreams, free from anxiety about money. She is known for her innovative, non-judgmental, compassionate approach to financial planning. She has been featured in the Wall Street Journal, New York Times, CNBC, Financial Planning Magazine, Investment News, and Registered Rep Magazine. Away from the office, you can find Brittney working out, drinking green juice, reading, playing at the park with her dog Arya and of course dancing. Sign up to receive your Financially Wise Toolkit jam packed with great tools and resources to help you on your financial journey at www.financiallywisewomen.com. Follow her on twitter at www.twitter.com/brittneycastro. Post navigation
Did you know Giving USA reported that in 2018, Americans donated over $410 billion dollars?! It’s around this time of year especiailly that giving back becomes top of mind for many. Whether it’s for a particular occasion or we’re looking… Full Story,Dressing up for Halloween is one of the best parts of the holiday, especially if you’re a creative person. But buying a Halloween costume can get expensive, with many costing more than $50 a pop. And unless you plan to… Full Story,Open enrollment season is here! We’re expecting to receive a big packet from human resources with all the options and benefits that our employers’ offer. While I won’t say that this is an exciting thing, we are eager to go over… Full Story,What are some of the biggest lessons you received about money growing up? For me, a few things stand out. We didn’t get too many formal lectures about money, but from time to time, I’d get a lesson sprinkled in here… Full Story,As the year winds down, you may find your spending picks up. With holidays approaching, families may be preparing for trips to see their loved ones or they’re buying gifts. However, if you haven’t been saving beforehand, it can mean… Full Story,While Raleigh is not exactly super close to the beach (we used to have a tiny apartment right across the street from the Chesapeake Bay when we were first married), it’s pretty easy to hop in our car and have… Full Story,How much money are you planning on spending this year during the holidays? For the average American family, it’s a good chunk of change. During the 2017 holiday season, Bank of America found that of those surveyed, they spent on… Full Story,It’s amazing how things change when you have kids. Before kids, weekend getaways and trips were fairly easy. When we needed to take a break, I remember we could look at the calendar and twenty minutes later, have a few… Full Story,How much does your family spend on food? If you’re like most, food is one of your top three expenses (the other two being housing and transportation). While it’s an essential expense for sure, but when digging around those receipts,… Full Story,If you’re a parent, helping your kids avoid or minimize college debt is a goal you’d like to help them tackle. Right now the average price for a public four-year college is $25,290 in-state ($40,940 out of state) while a… Full Story
When babies make their big entrance into the world, some start life with light-colored eyes, while others have irises with a darker hue. The color of a baby’s eyes is affected by melanin, a type of pigment that adds dark color to the iris. This determines whether a baby will have blue or brown eyes — or a color in-between — and by the time his or her first birthday rolls around, eye color is usually set.But what if there were a way to change the color of your eyes at any age? It’s an interesting proposition, and it might soon be possible for a large percentage of the population. Rather than rely on the temporary hue adjustment offered by colored contact lenses, a laser treatment could turn brown eyes blue.The procedure, which has been patented but not approved by U.S. federal regulators, focuses a beam of light for 20 seconds to penetrate a layer of pigment in the iris. After this intense penetration, the eye will spend the next several weeks naturally sloughing off tissue — and with that discarded tissue is brown melatonin. As a result, more light can be reflected from the fibers around the iris, and the eye appears to turn blue [source: Shadbolt].Another option for changing eye color involves artificial implants that replace the irises entirely. In a 15-minute-per-eye cosmetic procedure not yet approved in the United States, a surgeon can implant a lens of virtually any color under the cornea and over the iris. When the surgery is complete, the patient’s eye color will appear changed for the life of the implanted lens, which is expected to last decades.Like all surgeries, these eye procedures aren’t without risk. Scar tissue, infection and increased pressure that can lead to glaucoma are all potential problems that accompany the procedures to make eye color changes. People should take care when using colored contact lenses, too, and avoid those sold over the counter. Without a physician-dispensed prescription, there’s increased risk of damaged eyes due to ill-fitting lenses or infection.If the chance of unwelcome side effects makes you nervous, you could always consider your odds for naturally occurring change over time. Turns out, the eye color of adults can shift lighter or darker with age, disease and medication. Of course, you’re likelier to go from blue to brown than from brown to blue. Some medications that combat glaucoma can make eye pigment darker, while the ocular disease acquired heterochromia iridis can result in eyes of two different colors, such as one blue eye and one brown eye. And, for some genetically predisposed people, eye color simply becomes a bit darker with age.Source
With air, water and soil pollution coming to the brink of crisis in China, there’s much interest in shifting to a more sustainable economy. But that’s hard to do when financial sector design doesn’t support it. Despite some progress, the financial system hasn’t yet created the right incentives to move capital from polluting industries to clean sectors on a large scale. Costs to the environment are not accounted for. For example, the absence of a carbon price and lack of lender’s liability for borrower’s environmental damages means that fossil fuel consumption and related business risks do not easily flow into corporations’ and financial institutions’ risk assessments.But that may be changing. Today, the Green Finance Task Force of the China Council for International Cooperation on Environment and Development (CCICED), a commission established by the Chinese government and of which WRI’s President Andrew Steer is a co-chair, has released its new report, Green Finance Reform and Green Transformation. It lays out clear recommendations for how the national government can put the right institutions in place to help shift investments from polluting to sustainable industries. If the government adopts this set of recommendations, it could help push China forward in its shift to a low-carbon economy.China Active in the Game ChangeInterest in greening China’s financial sector is growing. Since 2007, China has been trying to channel bank loans away from resource- and emissions-intensive industries to green sectors through its Green Credit Guidelines. More recently, a task force led by the People’s Bank of China participated in the UNEP Inquiry into the Design of a Sustainable Financial System. Following the release of the report, the Bank established a Green Finance Committee to organize activities such as developing a green bonds standard, facilitating environmental stress tests for the banking sector, publishing papers on international green finance practices, and organizing discussions on greening China’s overseas investment.And earlier this year, the Chinese government established the CCICED Green Finance Task Force to push the financial sector even further forward. The Task Force’s recommendations for the Government of China include priority policy changes such as:Create enabling legal conditions to encourage behavioral change. These legal measures include changing commercial banking laws to make lenders liable for environmental damages caused by borrowers; mandate environmental information disclosure for listed companies and high-polluting entities; and make environmental insurance compulsory for sectors with high probability of damaging the environment. Use fiscal and tax incentives to leverage public finance. This entails establishing an interest rate subsidy for green credits, creating a loan guarantee mechanism supported by public funds for green projects, and using tax incentives to generate revenue from green bonds. Set up institutional infrastructure to facilitate green investment. These infrastructure additions include a credit rating system that incorporates environmental factors, a network to move investors towards green investments, a national database on companies’ environmental records, and more. Provide financial tools and instruments to scale up green investment. The most important ones in this category are setting up a National Green Development Fund, scaling up green credits from the banking sector, and issuing green bonds. Green Chinese overseas investment and China’s emerging investment banks. In addition to encouraging environmental and social risk management with Chinese corporations investing beyond China’s borders, this entails greening the Asian Infrastructure Investment Bank, the New Development Bank, the Silk Road Fund, and the Belt and Road Initiative.A Prime Time to Go GreenThese recommendations come at a critical moment when China is at the center of several changes. China has been selling the Belt and Road Initiative to neighboring countries, and is poised to fast-grow its overseas investment along the routes. China is central to the creation of a number of multilateral institutions and new funds, including the Asian Infrastructure Investment Bank, the New Development Bank and the Silk Road Fund. And in 2016, China will host the G20 Summit. By adopting a greener financial regime, China can influence the outcome of these institutions and is better positioned to spread best practices internationally.At this historic juncture, China has an unprecedented opportunity to promote green finance globally. The question now is: Will the country capitalize on the opportunity before it?
5) African logging bans are ineffective thus far.In order to increase the added value of forest exports and create more employment benefits for local people, a number of African countries, including Cameroon, Mozambique and Gabon, have introduced national bans or restrictions on the export of unprocessed logs in recent years.In practice, however, weak forest governance within these countries has rendered such bans ineffective. Despite log export bans, China is still importing a significant amount of logs from major African countries such as Mozambique. In other cases, Chinese companies shift their supply chains to different countries to continue sourcing logs. While Chinese log imports from Gabon have dropped significantly after the country enacted its log export ban in 2010, China has begun to import more logs from other countries including the Democratic Republic of Congo and Cameroon. Moving ForwardThe rapid growth of Chinese investment in African forests has significant implications for forest management—and the trends are going in the wrong direction. It’s up to governments and companies in both China and Africa to create more sustainable investment pathways. The Chinese government could establish laws and regulations to make sure the country is importing legally and sustainably sourced timber. Chinese companies could adopt more rigorous social and environmental safeguards for their overseas investments. And in Africa, governments could strengthen forest governance and law enforcement to make sure all forest managers operating in their countries are properly managing ecosystems for the good of the planet, people and the economy. EDITOR’S NOTE: 2/29/15: An earlier version of this post included a graph showing the value of logs imported by China and those exported by Mozambique. Upon further reflection, WRI’s experts realized that we would need quantity data rather than value data in order to accurately illustrate the thesis in section #5. We have since removed the graph and updated the post to link to other studies highlighting the ineffectiveness of log bans in some African nations. This post originally appeared in Quartz Africa.China’s investments in Africa have exploded in recent years, with outward foreign direct investment (OFDI) stock growing from $1 billion in 2004 to more than $30 billion in 2014. Investment in forests—particularly the timber sector—is no different. China’s overseas forest project investments grew from eight in 2007 to 84 in July of 2015. Today, Chinese forest investment can be found in 25 African countries.Yet in many cases this expanded investment has come at a cost to people and the planet. Five trends shine a light on the impact Chinese investments have had on Africa’s forests, and point to how both governments and companies should proceed in the future.1) Most African timber exports go to China. In the face of a growing demand for timber and tighter domestic forest protection laws, China has become the world’s largest importer and processor of logs, and a lot of them come from Africa. Around 75 percent of African timber exports are sent to China every year, according to the International Institute for Environment and Development (IIED).2) Investments have mixed impacts on local communities and environment.The impact of Chinese forest-related investment in Africa varies significantly. On the one hand, research from the Center for International Forestry Research (CIFOR) finds that Chinese forest investment can improve market access and increase income sources for local, small-scale operators in countries such as Zambia and Cameroon. On the other, IIED, Forest Trends, and CIFOR report negative impacts like low contribution to local employment, inferior labor practices, deforestation, and involvement in illegal logging and timber trade. These impacts also pose reputational risks for China’s government and companies in Africa. 3) Investment is mainly coming from harder-to-regulate small and medium enterprises.While large, state-owned enterprises (SOEs) are traditionally the main players in China’s overseas investment, privately owned small and medium enterprises (SMEs) are playing a larger role in the African forest sector. More than 80 percent of the Chinese companies that have invested in the African forest sector since 2007 have less than $10 million in registered capital. Several of these SMEs have reported that they do not receive any government funding or even loans from Chinese commercial banks, unlike larger companies, which typically obtain 80 to 90 percent of their funding from Chinese commercial and policy banks. Due to their limited financial ties with the Chinese government and banks, SMEs are less likely to comply with the country’s voluntary guidelines for social and environmental safeguards for overseas investment. For example, the Environmental Investigation Agency (EIA) found one Chinese company engaged in illegal log export in Mozambique just one month after its representatives attended a guideline training.4) Investments are moving upstream in the timber supply chain.Instead of directly acquiring forest concessions, many Chinese companies began as trading companies that purchased timber from local concessions and forest operators. Now, however, a CIFOR study finds that several Chinese companies in Gabon and Mozambique have moved upstream, acquiring forest land concessions and setting up local factories to directly engage in timber harvesting. More direct access to forests allows Chinese investments to play a bigger role in forest management in Africa.
In the last 15 years, Paraguay lost a greater share of its forest than almost any other country on Earth. While soy farming once drove deforestation in the east, the focus of Paraguay’s forest loss has since moved west to the low-lying, thorn-forested Chaco, where cattle ranching has claimed over 3.7 million hectares (9 million acres) of forest for pastureland – an area about the size of the Netherlands – between 2001 and 2015.The trends in Paraguay are reflected globally, as agriculture expands its footprint at the expense of Indigenous Peoples and forests. Companies around the world, especially those linked to major drivers of deforestation, face increasing pressure to address environmental and social risks in their supply chains, and many have already made zero deforestation and zero land grabbing commitments. Yet few global beef companies have adopted basic sourcing criteria or global, time-bound commitments to curb deforestation and to protect indigenous land rights.The Paraguayan beef industry encounters little economic pressure to stop clearing forests and respect land rights because it exports to lower-value markets that impose few limits on imports beyond sanitary controls, like foot and mouth disease regulations. None of the export destinations insist on farm boundaries. Chile, for example, only requires documentation of the corral location.If Paraguay wants to reach higher-value markets, like the United States, the European Union and Japan, it needs to prove its beef is up to their stricter environmental and social standards. It must comply with the increasingly stringent requirements of global supermarkets and fast food chains that are facing pressure to eliminate deforestation and land grabbing from their supply chains. It’s a complex problem made worse by the lack of information on the boundaries and environmental compliance of cattle ranches. Without this data, it will be impossible for Paraguayan meatpackers to reduce forest loss and respect indigenous land rights in their supply chains.Deforestation Fuels Land Disputes with Indigenous PeoplesAyoreo man in the Paraguayan Chaco. Flickr/Fotografías Nuevas As cattle ranchers have cut down the Chaco’s forests, land disputes with Indigenous Peoples have erupted across the region. Western Paraguay is home to the Ayoreo, Chamacoco, Enxet, Nivakle, Manjuy, Maka’a, Toba Qom, Nandeva and the Guarayo. These communities rely on the water, food, medicine and shelter that forests provide. Deforestation and land loss directly threaten their way of life.But indigenous communities are up against a powerful, rapidly-expanding beef industry supported by a pro-agribusiness government. Large-scale cattle ranches are making it harder for indigenous communities to secure their traditional land. Since most land in the Chaco is privately held, the government must purchase land from the de facto owner and grant it to Indigenous Peoples. But by driving up land values in the Chaco, the economically and politically influential beef industry has helped made these purchases more expensive, exacerbating tensions with indigenous communities.These land conflicts — and the forest conversion associated with them — are bad for business in higher-value export destinations. To reach consumers in these more lucrative markets, Paraguay’s beef industry must comply with the sourcing criteria of an increasingly significant number of buyers who explicitly exclude beef produced in areas of indigenous land conflict or recently deforested regions. Increasingly, multinational supermarkets and restaurant chains are unwilling to risk association with these liabilities and are purchasing accordingly.No Data, No ActionCompanies cannot curb deforestation and mediate land disputes without better information. Only by understanding the impacts of deforestation and the socioeconomic context can an industry efficiently enforce controls on sourcing. In Paraguay, this contextual data includes ranch boundaries, protected areas and other property locations, environmental license data (for example, legally sanctioned land-use change data) and comprehensive information on indigenous lands, including legally recognized and claimed lands (such as those disputed or in process with the government or the international legal system).But this information is not available to meatpackers or the public. A beef company attempting to monitor its sourcing and screen for potentially illegal deforestation or indigenous land conflicts faces enormous difficulties getting accurate data.Improving Data to Eliminate Risks in Supply ChainsA tree on the edge of the desert in the Chaco. Flickr/Tetsumo In the long term, a unified political effort spanning national and departmental authorities that brings together land use data, land rights information and associated data to cartographically unify Paraguay’s mapping systems holds potential. A good start would involve increasing the availability of data on legally-recognized indigenous lands, indigenous land claims, and land conflicts, and then integrating this information with increasingly available forest data, official government cadaster data (register of property ownership) and environmental licenses to reflect the context of land conflict. Each of these elements contributes to a more complete and transparent portrayal of the vast changes underway in Paraguay’s land use. Finally, the means to access and use this data for supply chain monitoring is critical and is likewise advancing rapidly.With investments in data and mapping technology, Paraguay can start to fill the gaps that hinder the development of its export markets and protect indigenous peoples’ rights and its forests in the process.
on Mashable Jeremiah Owyang Email Open and Click-Through Rate marketing analytics Align your Facebook page with these best practices to article from this past week focuses on the concept of content sources — places where you can get ideas to help you write quality blog posts — as well as different types of sources and how to use them strategically and continuously to create remarkable content. John Paul Titlow Source Quality Content … Continuously Marketing Takeaway: to help support and enhance your business’ internet marketing efforts. His suggestions include taking advantage of a descriptive headline, search engine optimizing your website links, answering questions, adding third party apps like Slideshare and incorporating keywords. make your videos more effective Conversion Rate Author: Facebook page best practices Foster advocacy. Marketing Takeaway: Live authenticity. New to the whole Author: Marketing Takeaway: . 5 Critical Web Metrics to Keep a Close Eye On Enable peer-to-peer interactions. 4. leverage LinkedIn Use LinkedIn for more than just personal networking by enhancing your profile for business marketing benefits. Author: 1. web analytics Pay attention to enhance your Facebook marketing Our top get ideas for blog posts . Experiment with YouTube Annotations to enhance the marketing effectiveness of your for valuable insight into the success of your marketing programs. Referring Sites and Keywords Regularly sourcing content has a number of benefits: it’s a great way to create a constant flow of ideas and inspiration for your blog, it makes life easier, and it can help ensure you’re not omitting important information from your content. thing but know it should be an important part of your marketing programs? ReadWriteWeb has published a great overview of five web metrics to which you should be paying attention. Keep an eye on these metrics, and you’ll have a better idea of how many people are interacting with your brand and which of your online marketing efforts are effective: Facebook: Daily Active Users of ReadWriteWeb Jeffrey L. Cohen Marketing Takeaway: Set community expectations. Are you taking advantage of YouTube’s Annotations tool? Annotations are interactive elements that can be added to a video once it’s uploaded to YouTube, and they can offer a great way to add a call to action that prompts viewers to subscribe or take a particular action after watching a video. Incorporate sourcing content into your day-to-day activities to stay inspired and keep blog ideas flowing. Catherine-Gail Reinhard Altimeter Report: The 8 Success Criteria for Facebook Page Marketing HOW TO: Use Annotations to Promote Your Brand on YouTube Twitter: Klout Score Originally published Aug 2, 2010 8:00:00 AM, updated July 19 2013 Jeremiah’s article highlights some recent research conducted by Altimeter Group to determine success criteria for While LinkedIn is commonly known as a social network for professionals, many people don’t recognize the B2B benefits an optimized personal profile can have for their company. . Solicit a call to action. Marketing Takeaway: ? And what do you do when you just aren’t inspired to create anything remarkable? Topics: 2. Catherine’s article discusses the four different types of Annotations (speech bubbles, notes, spotlights and video pauses) as well as their value and various ways and examples of how they can be incorporated to inbound marketing Provide cohesive branding. Author: 3. Georgina’s blog post categorizes content sources in two ways: internal sources, or those that exist within yourself and your audience (e.g. experiences), and external sources, or those outside your own operation, such as other media or other people focused on the same topic. Regularly sourcing content is a challenge, but making it part of your daily routine can help you . The results? Eight success criteria for Facebook page marketing that can help brands understand how they should approach their Facebook presence: 5. on Problogger online videos Be up to date. of Social Media B2B Georgina Laidlaw Jeffrey’s article emphasizes 12 ways you can Where do you create a truly compelling blog. 12 Ways to Leverage Your LinkedIn Profile for a B2B Company of Web Strategy Author: Participate in dialog. Inbound Marketing Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack
Inbound Marketing Topics: Originally published Nov 1, 2011 4:30:00 PM, updated February 01 2017 Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack Inbound marketing takes time. It also takes a lot of domain knowledge. It can be hard for businesses to find the necessary time or internal resources to learn and/or implement search engine optimization and social media campaigns (to name a couple) for themselves. In these cases, businesses can reach out to a third-party agency to manage their inbound marketing efforts. Consider these 5 must-have characteristics when evaluating an agency partnership.1. The Right ServicesHiring a firm to redesign your website won’t get you more visitors. The two, seemingly connected, are two totally different agency skills sets. One is design-heavy; the other is content-heavy. To attract more traffic and leads, you need to hire a firm with traffic generation services like blogging and content creation, search engine optimization and link building, and social media campaign creation. Looking for more leads and customers? Then make sure you’re vetting the premium content creation, landing page, and marketing automation chops of a prospective agency. Be certain an agency has the capabilities you need to meet your marketing goals.2. A Clear ProcessContent creation capabilities and social media case studies are great, but the real value of an agency’s involvement will be in how they put the inbound pieces together into a comprehensive strategy. Inbound marketing agencies should be able to clearly lay out and explain the inbound methodology for prospective clients. Being able to clearly show you the order in which things need to happen and the amount of time and resources required at each step will indicate that the agency has delivered ROI to clients before. Thus, you will also be able to infer that it has the game plan to do it again for your company.3. An Emphasis on MeasurementWords like “metrics,” “benchmarks,” and “analytics” should be peppered throughout your prospective agency’s pitch. Progress made toward your goals should to be measured at every step of the way, and an inbound marketing agency worth its weight will be able to track all campaigns and report on performance regularly. You have goals. You are trying to meet those goals by hiring the agency. Therefore, it should be as focused as you are on charting success in an undeniable, data-driven way. 4. Strong Project Management SkillsInbound marketing is fueled by the creation of remarkable content aimed at your ideal prospects. In order to be successful, good inbound agencies will need to get inside your head to build that content and learn about that dream lead. Do the agency you’re considering have the process and communication skills to make you think they will make reasonable and realistic requests of other folks on your team? Also, have they set clear expectations around what each inbound component will require in terms of time and resources? Do you get the impression that they can manage campaigns with lots of moving parts? A good agency will make your life easier; not the opposite.5. A Website Optimized for Inbound Does the agency you’re considering blog regularly? What is its own social media presence like? Are there optimized landing pages and premium content offers throughout its site? An effective inbound marketing agency should be its own best case study. Think twice about engaging with an inbound firm that doesn’t make the services it sells a priority for its own business. What other characteristics do you think are must-haves for an inbound marketing agency?
Product Marketing Topics: Pictures of products are great for showing customers what they’re considering giving you hard-earned money for. Still, a picture can’t tell the whole story. Sometimes only words can do that. If you’re skating by with minimal product descriptions, you may be earning minimal profits. Here are a few hints to help you boost your bottom line.Download Now: Free Product Marketing KitConsider Your BuyersWhat do your buyers find most important? Will they be more likely to buy if you focus on the status they’ll acquire when they purchase your products, or are they more pragmatic? Is a fun and quippy product description going to catch their eyes, or do they prefer just the facts? If you write with your buyer personas in mind, you’re more likely to reel them in.Write Something… AnythingSure, the manufacturer provides a succinct product description, complete with product numbers, sizes, colors, and other pertinent details. A lot of ecommerce companies only post that, to their detriment. Keep in mind that other online stores may work with the same manufacturers, which means they might post the exact same descriptions. You should augment the description, instead of simply posting what’s provided. Tell a StoryWhether that story is a few simple words or a couple of paragraphs, your buyers want to read it. They want to picture themselves with that product, enjoy the benefits and the stares of envy. And you? You want to make sure every word you write supports your brand and continues to share your vision. A story is the only way to connect with your buyers.Get DetailedKeep in mind that people may search for specific items by various terms, including product numbers, colors, sizes, and even materials used in production. You should share any and all information within your product descriptions, and consider sharing that information again in another tab. The story is important, but so are the minute details.Avoid FluffIt’s not easy to tell a story without putting in all sorts of frilly language, but you must resist. If you include information that can’t be substantiated, such as “exceptional quality,” your buyers will not be persuaded. Instead, focus on things that you can back up with facts. Describe the features and then explain the benefits. Let the customer decide if the product is of exceptional quality. If he or she deems it so, your other buyers will find out through reviews from past customers. Those words hold so much more weight than yours do.Product descriptions are one more chance for you to soothe your buyers’ pain points—to let them know exactly why they need the items you’re selling. If you miss this chance to convince them to buy, you may never get another. That’s why it’s so important to give everything you have to creating copy that focuses on converting those visitors into paying customers.Which ecommerce companies really kill it with product descriptions? We’d love to know who your favorites are. Originally published Oct 8, 2015 7:00:00 AM, updated June 19 2019 Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack
Lead Generation 87SaveNote: You can download the full report (for free!) via the HubSpot Research website at research.hubspot.com.Have any website traffic insights you’d like to share? Sound off in the comments section below. Topics: Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack We all know that sources of website traffic can vary greatly from business to business. While some businesses are social media powerhouses, driving thousands of visits through Facebook, Twitter, and more, other businesses are organic search specialists, and derive most of their traffic from scrupulously optimizing pages and posts.And while there’s no single right answer when it comes to driving traffic, the head of HubSpot Research, Mimi An, wanted to know: What does the average traffic breakdown look like for HubSpot’s 15,000 customers? Where is their traffic coming from?I took some key data points from the resulting report — Average Traffic Sources for Websites: Benchmarks From 15K HubSpot Customers — and turned it into the infographic below.87Save Originally published Mar 24, 2016 7:00:00 AM, updated February 01 2017
Over the past year, Facebook Watch has seen some significant success — since the start of 2018, total time spent watching videos in Watch has increased by 14x.Facebook Watch offers thousands of impressive, high-quality videos for both entertainment and educational purposes. It also provides content you can’t find anywhere else, like Huda Kattan’s behind-the-scenes show Huda Boss, or Bear Grylls’ show, Face The Wild.Access videos, templates, and tips, to help you launch an effective video marketing strategy. So what happens when you stumble across a great Facebook Watch video but don’t have the time to watch it fully, or find the content so useful you want to save the video and use it as a reference tool later? Fortunately, there’s a quick and easy way to download and save Facebook videos on desktop — here, we’ll show you how.How to download Facebook Live videosUnfortunately, Facebook removed the workarounds to download Live videos in 2016. However, if you want to save a Facebook live video to watch at a later time, you can — simply click the three dot icon on the video, and select “Save Video”. Later, you’ll find the video under your “Saved” category.1. Go to Facebook Watch, find a video you want to download, and click the three-dot Settings icon. Then, select “Copy link”.2. Go to https://fbdown.net/ and paste your URL into the text box. Then, click the “Download” button beside it.3. You’ll have two options — “Download Video in Normal Quality” or “Download Video in HD Quality”. For our purposes, I clicked the “Download Video in Normal Quality” link. 4. Once your video downloads, click on it in your downloads and it will open within your web browser. Now, right click, and select “Save Video As … “. 5. Give your video a name, and save it wherever you want to find it later. 6. After a couple minutes of downloading, your video will appear wherever you saved it. That’s it, you’ve officially downloaded and saved a Facebook video! How to download Facebook videos on AndroidOpen your Facebook app.Find a video you want to download, and click the three-dot Settings icon in the top right.Select “Copy Link”.Now, open the web browser on your Android and go to https://catch.tube/.Paste the URL and click the red “Catch Video” button.Scroll down and find the red “Show Media List” button. Click it.Choose the video version you want to download.Once the download is finished, you’ll have an indicator saying it’s complete. Click the download indicator to open the video you downloaded. Topics: Facebook Marketing Originally published Nov 9, 2018 7:00:00 AM, updated September 05 2019 Don’t forget to share this post!
Realme is all set to launch the Realme 5 and Realme 5 Pro in India today. The Realme 5-series will go official at an event in New Delhi that is scheduled to begin at 12:30pm. Realme 5 and Realme 5 Pro are set to be the company’s first phones to come with quad cameras. They will be the first in their respective segment to sport four rear cameras and they are also expected to pack updated hardware and new designs, among other things.The Realme 5-series will succeed the Realme 3-series that was launched in India earlier this year. The company has revealed some key details about the Realme 5 and Realme 5 Pro that includes possible price in India and specs. You can catch the launch event live by heading to Flipkart, Realme.com or the YouTube link below.Realme 5, Realme 5 Pro expected price in India and availabilityRealme has confirmed that the Realme 5 will launch in India under Rs 10,000. The exact India pricing will be revealed at the launch event, but rumours suggest the Realme 5 will start at around Rs 8,999, similar to the Realme 3. As for the Realme 5 Pro, we expect the phone will fall under Rs 15,000 like the Realme 3 Pro.Much like most other Realme phones, the Realme 5 and Realme 5 Pro will be available on Flipkart and Realme.com. The company will reveal the first sale dates for both the devices during the event. The Realme 5-series should also be available via offline retail stores as well, but we cannot confirm this just yet.advertisementRealme 5, Realme 5 Pro expected specificationsThe USP of the Realme 5 series is the quad camera setup. The Realme 5 will be the first in its segment to sport a quad camera system, while the Realme 5 Pro will be the first 48MP quad camera phone in its segment. We know that the Pro model will sport a 48-megapixel Sony IMX586 main camera, an ultra wide-angle camera, a 4cm macro lens and a portrait camera. The Realme 5 is rumoured to get a 16-megapixel main camera while the other cameras remain the same as the Realme 5 Pro.In terms of design, not much has been revealed so far. The quad cameras will be vertically stacked on the back and we expect to see a new design on the rear panel with new gradient colours being teased by the company. The display remains a mystery although the company may go with similar waterdrop notches as seen on the Realme 3 phones.Realme has revealed that the Realme 5 will pack a massive 5,000mAh battery, which would be a first for a Realme phone. The Realme 5 Pro battery remains unknown, but the company has confirmed VOOC 3.0 fast charging support for it. You can also expect both the phones to ship with ColorOS 6 based on Android 9 Pie.Realme is also teasing new Qualcomm chipsets for both the Realme 5 devices that will bring more power and better efficiency. Based on rumours so far, the Realme 5 will be powered by a Snapdragon 665 SoC, which would make it the first phone to come with this processor in India. The Realme 5 Pro may get a Snapdragon 712 or Snapdragon 730 chipset, but nothing is clear at the moment.ALSO READ | Samsung Galaxy Note 10 India launch today: Price, specs and how to watch live event
Rohit Sharma stole the show on the opening day of the ongoing 3rd and final Test between India and South Africa at the JSCA Stadium Sports Complex in Ranchi on Saturday with a classy hundred.Rohit Sharma and Ajinkya Rahane added 185 runs for the 4th wicket as the duo remained unbeaten at Stumps on Day 1. Notably, bad light and rain forced early Stumps as only 58 overs were bowled as play was suspended and then eventually called off after just 58 overs of action.India began the 3rd and final Test of the series on the right note as Virat Kohli won the toss and opted to bat on what was expected to be a Ranchi wicket that is predicted to spin more than the ones that were on offer in Visakhapatnam and Pune.There was a disappointment for Faf du Plessis as South Africa had sent a proxy captain in Temba Bavuma for the toss. It was South Africa’s 10th straight loss at the toss in Asia and du Plessis’s 7th successive loss away from home.However, South Africa, who made 5 changes to their playing XI, began Day 1 on a high as Kagiso Rabada came up with a fiery opening spell in which he removed Mayank Agarwal (10) and Cheteshwar Pujara (0), flaunting his ability to make the red cherry both swing both ways.India then suffered a huge setback when captain Virat Kohli was dismissed for 12 as early as the 1st hour of play on Saturday. Anrich Nortje, who trapped the India captain in front, became only the 4th bowler to get Kohli as his maiden wicket in Test cricket.advertisementJust when South Africa were looking to put pressure on India, Rohit Sharma and Ajinkya Rahane joined hands and made sure India headed to Lunch without any further hiccups. South Africa finally managed to make an early impact in the Test as they had India at 71 for 3 at lunch.However, Ajinkya Rahane and Rohit Sharma put the pressure back on South Africa in the post-lunch session, scoring at over 5 runs per over in the 1st hour of the 2nd session. Kagiso Rabada, who gave away only 15 runs in his 7-over 1st spell, leaked 30 in 4 overs after the lunch break.While Ajinkya Rahane got to his fastest Test fifty at home (in 70 balls), Rohit Sharma did not allow the South Africa spinners to settle down. While he played some wristy shots to unsettle debutant spinner George Linde, the India opener took on off-spinner Dane Piedt, hitting him for 4 sixes in the 2nd session.Rohit Sharma got to his 3rd hundred of the series with a majestic six against Dane Piedt. During the course of his hundred, Rohit also broke the record for most sixes hit in a Test series, going past Shimron Hetymer’s tally of 15 from series vs Bangladesh in 2018-19.Rohit also became only the 2nd Indian opener to score 3 or more hundreds in a Test series. The India opener remained unbeaten on 117 and Rahane on 83 before bad light stopped play in the 3rd session.South Africa would have been disappointed with the way they let things slip away after an impressive 1st session. On the other hand, India will be hoping to post another massive total and make sure they clinch their 1st-ever series whitewash of South Africa in Tests.With rain predicted on all 5 days of the Ranchi Test, all eyes will be on how India pace their 1st innings from hereon. India have 3 spinners in R Ashwin, Ravindra Jadeja and debutant Shahbaz Nadeem and two pacers in Umesh Yadav and Mohammed Shami to get the job done with the ball.Also Read | India vs South Africa: Rohit Sharma emulates MS Dhoni with 6th Test hundredAlso Read | Rohit Sharma breaks world record after six-hitting spree in Ranchi Test vs South Africa
Mumbai: Actress Richa Chadha, who is gearing up for the release of her forthcoming film “Section 375”, says the idea is to sensitise one to women crimes and it will only happen with more gender parity within the workforce. “The gap is a reality for sure but so is the fact that there are such super woman advocates like Indira Jaising, Pinky Anand, Karuna Nandy, that we are just a step away from taking inspiration from the right people. “The government is doing their bit in setting up more Mahila courts which takes up crime cases about women and has women judges at the helm. Such initiative are surely a step in the right direction,” Richa said. Also Read – I have personal ambitions now: Priyanka “Section 375” is a courtroom drama where Richa plays the public prosecutor who is fighting the case of a rape victim Anjali Dangle, played by Meera Chopra. “The idea is to sensitise one to women crimes and it will only happen with more gender parity within the workforce as far as lawyers and judges are concerned. The survivor will be in a more comfortable spot and thus gender crimes can be approached from a more lived in space,” she added. Directed by Ajay Bahl, “Section 375” also features Akshaye Khanna. The film is scheduled to release on September 13.
Valentine’s Day is a time to spread love, but for the 43% of seniors who reported feeling lonely on a regular basis, Valentine’s Day can be an especially hard time.Video: Love Letters PSA (Extended Edition) – China Anne McClainThat’s why DoSomething.org, the largest organization for young people and social change and AARP Foundation’s Mentor Up are teaming up for the second annual Love Letters campaign that encourages young people to create handmade Valentine’s Day cards to lift the spirits of older adults this holiday season. Handmade cards will be included in meal deliveries to Meals on Wheels clients across the country.Actress and singer China Anne McClain best known for her roles in Disney Channel’s A.N.T. Farm and the Disney Channel Original Movie How to Build a Better Boy is teaming up to support the campaign through a public service announcement.“I was interested in being involved as soon as I heard about the Love Letters campaign because the concept was so sweet and original, said China. “I love doing things like this and making people smile so I thought the idea was just perfect.”The campaign runs through February 15 and young people who sign up at DoSomething.org/loveletters and report back with a photo will be eligible to win a $10,000 scholarship. For official scholarship rules, click here.“Last year, DoSomething.org members made over a quarter of a million Valentine’s Day cards for homebound seniors,” said Naomi Hirabayashi, chief marketing officer at DoSomething.org. “By combining social change with things that young people love like Valentine’s Day and crafts, young people are able to make a huge impact and use their skills.”“AARP Foundation is thrilled once again to be taking part in DoSomething.org’s Love Letters national campaign, ” said AARP Foundation president Lisa Marsh Ryerson. “There are millions of adults 50 and older who are isolated or who have limited regular contact with others. We all remember the warm glow a Valentine’s Day card can bring, and this campaign helps young people bring that warmth back into the lives of lonely older people.”The cards made as a part of the campaign will be distributed through Meals On Wheels Association of America which serves 2.5 million seniors who are homebound due to limited mobility. The support of the volunteers and meals they provide is often is often critical to helping them maintain enough independence to stay in their own homes.“I cannot begin to express the immense impact of the Love Letters campaign on the seniors we serve,” said Ellie Hollander, President and CEO of the Meals On Wheels Association of America. “Together, the nationwide network of Meals On Wheels programs and thoughtful DoSomething.org volunteers can lift the spirits of thousands of isolated seniors again this year.”
Todd Lamirande APTN NewsJustice Minister Jody Wilson-Raybould defended Canada’s human rights record at the United Nations Human Rights Council in Geneva Friday.Much of the three-hour session revolved around Indigenous peoples in Canada.Dozens of countries weighed in with their recommendations on what to do firstname.lastname@example.org@ToddLamirande